Schedule of Fees
Harvesters Credit Union operates under the philosophy of keeping our fees as low as possible. As a member-owner, we want you to have affordable access to the financial services you want and need.
As of May 1, 2018
Primary Share
Early Closing Fee
$10.00 (within 6mo)
Account
Online External Loan Payment
$3.50
In Branch External Loan Payment
$4.50
Overdraft Transfer Fee
Overdraft Transfer Fee (ATM)
Non-Sufficient Funds Fee
$35.00
Non-Sufficient Funds Fee (EFT)
$35.00
Non-Sufficient Funds Fee (ATM)
$35.00
Overdraft Privilege Fee
$35.00
Stop Payment Fee
$35.00
Items Presented on Closed Account
$35.00
Return Item – Member Drawn Check
$35.00
Return Item – Third Party
$35.00
Wire Transfer (Incoming)
Wire Transfer (Outgoing)
$25.00
Wire Transfer (International In/Out)
Certified Checks
$2.00
Official Checks
$2.00 after 1/day
Research Fee
$10.00/hr
Returned Mail
Levy/Garnishment
Collection Items
Plastic Card Replacement
Visa Late Payment
$27.00
Late Payment (Loan, 15 days)
$20 .00 or 15% of Payment
Skip-a-Pay Fee
$28.00
Counter Checks
$2.00/page
ATM Withdraw (Out of Network)
$2.00
Prepaid Debit Card
Prepaid Debit Card Reload
$2.50
Business Account Fee
Safe Deposit Box
3″ x 5″
$20.00/yr
5″ x 5″
$25.00/yr
3″ x 10″
$30.00/yr
5″ x 10″
$45.00/yr
10″ x 10″
$80.00/yr
Drilling of Boxes
Actual Costs
Lost/Replacement Key
$15.00/key
Share Value
Par Value of One Share
$1.00/yr
* All fees subject to change.